Leave a Legacy of Torah and Tzedakah

A gift in your will, or naming Beis Chabad as a beneficiary of a retirement account or life insurance policy, is one of the most lasting ways to support Jewish life in Passaic and Clifton. Your legacy gift helps keep the shul, the Rabbi's work, and the programs that welcome new neighbors going l'dor v'dor — from generation to generation.

Beis Chabad of Passaic-Clifton (Kesser Shem Tov) is a 501(c)(3) nonprofit, EIN 82-2020077.

Tell Us About Your Legacy Gift

A gift in your will (bequest)

You can leave Beis Chabad a specific dollar amount, a percentage of your estate, or what remains after other gifts are made. Your attorney can include a short clause like this:

I give to Kesser Shem Tov (Beis Chabad of Passaic-Clifton), a 501(c)(3) nonprofit, EIN 82-2020077, 170 Main Ave, Passaic, NJ 07055, [the sum of $____ / ____ percent of my estate / the residue of my estate], to be used for its general charitable purposes [or: for ______].

If you prefer a contingent gift (only if a primary beneficiary does not survive you), your attorney can use wording such as:

If [primary beneficiary] does not survive me, I give [the sum of $____ / ____ percent of my estate / the residue of my estate] to Kesser Shem Tov (Beis Chabad of Passaic-Clifton), a 501(c)(3) nonprofit, EIN 82-2020077, 170 Main Ave, Passaic, NJ 07055, to be used for its general charitable purposes.

Please have your attorney prepare or review your will. This page is general information, not legal advice.

Name Beis Chabad as a beneficiary

For many people, the simplest legacy gift is a beneficiary designation. You fill out a form with your IRA custodian, retirement-plan administrator, or life-insurance company — often without changing your will.

IRA or other retirement account

Name Kesser Shem Tov as a full or partial beneficiary on your custodian's beneficiary form. You can leave a percentage to the shul and the rest to family.

Leaving a traditional IRA or other pre-tax retirement account to a charity can be especially tax-efficient: a tax-exempt charity generally does not pay income tax on the distribution it receives, while individual heirs often would. Please consult your tax advisor about your own situation.

If you are 70½ or older and would like to give from your IRA during your lifetime, see our IRA Charitable Distribution page: https://www.beischabad.org/ira-charitable-distribution

401(k) or 403(b)

Use your plan administrator's beneficiary form. If you are married, your plan may require your spouse's written consent before another beneficiary can be named. Ask your plan administrator.

Life insurance

Name Beis Chabad as a primary or contingent beneficiary on your insurer's change-of-beneficiary form.

Information for the forms

Copy this into the beneficiary form:

Kesser Shem Tov (Beis Chabad of Passaic-Clifton)

EIN: 82-2020077

170 Main Ave, Passaic, NJ 07055

Phone: (973) 594-6897 · Email: admin@beischabad.org

Other ways to give

These gifts can be made now, during your lifetime:

IRA gift (age 70½+). A Qualified Charitable Distribution can support the shul directly from your IRA.

Give From Your IRA → https://www.beischabad.org/ira-charitable-distribution

Donor-advised fund. Recommend a grant to Kesser Shem Tov.

Give From Your DAF → https://www.beischabad.org/donor-advised-funds

Stock and crypto. Giving appreciated stock or cryptocurrency may help you avoid capital gains tax.

Donate Stock & Crypto → https://www.beischabad.org/donate-stock-crypto

Donate your car. Turn a vehicle you no longer need into tzedakah.

Donate Your Car → https://www.beischabad.org/donate-car

Year-end and online gifts. See every way to give before December 31.

Year-End Giving → https://www.beischabad.org/year-end-giving

Donate Online → https://www.beischabad.org/donate

Let us know you've included us

Telling us about a planned gift lets us thank you and honor your wishes. All inquiries are confidential, and you are under no obligation. When a gift is received, our accounting office will send a written acknowledgment (receipt).

Please consult your attorney or tax advisor about your own situation. This page is general information, not tax or legal advice.

Questions? Call (973) 594-6897 or email admin@beischabad.org.

Tell Us About Your Legacy Gift

Your information is kept confidential and shared only with the Rabbi and shul administration.